Find the right home insurance

Information to help you plan, prepare and protect what matters most.

Arizona Homeowners Insurance

Get the proper insurance protection for your home.

As Dorothy so aptly said, “There’s no place like home.” Your home is a place of refuge, comfort, and safety, and for most people, it is also their most valuable asset. It is the place where you share memories, build relationships, and create a life with your family. Safeguarding your home with the right insurance policy can give you peace of mind and protect you from risk.

A homeowners insurance policy protects you from financial losses due to fire, vandalism, burglary, storms, accidents, floods, and other incidents. Whether you live in a house, apartment, or condominium, a proper homeowners insurance policy will provide the funds you need whenever there is property damage or loss, allowing you to repair, restore, or replace your home and belongings.

By acquiring a comprehensive homeowners policy, regardless of accidents, crime, Murphy’s Law or Mother Nature, your home will be fully protected and you will be shielded from financial loss and setbacks.

Arizona Homeowners Insurance Protections

A standard homeowners insurance policy will protect you in important ways.

Dwelling coverage

This part of your homeowners policy will provide coverage for the home’s structure and the property that it is built on. It also includes additional structures like a garage or storage shed.

Personal property coverage

Your policy will also provide coverage for any personal property or household items that are stored and kept in your home. These include furniture, electronics, appliances, clothing, household goods, decorations and furnishings.

Policies will have different limits on coverage amounts and additional riders may be required for expensive items like instruments, camera equipment, jewelry, etc.

Liability coverage

This part of your policy protects you if you are responsible for someone else’s injury or property damage. This coverage extends to you as the homeowner as well as all the members of your household and pets.

Liability coverage covers the medical expenses of others, property damage, and accidents that are caused through negligence that result in bodily harm or property damage. This includes things like dog bites, or broken windows, or injuries that someone suffers while on your property.

Standard liability limits are usually fairly low, and additional protection may be useful for many homeowners.

Medical payments coverage

If someone is injured while on your property or because of the actions or negligence of someone in your household, including the family pet, this part of the policy will pay their medical bills. It does not cover you as the homeowner or any member of your household.

Tell us about your insurance needs. We'll listen And then work with you to get you covered.